Healthy Coping or Apathy?

Things are generally good. My head space is in a good place. Money and car things, however, are frustrating. I am surprisingly calm about it.
Usually I become ashamed and frustrated at myself for not being more responsible, and that brings me down. I have learned, however, that such feelings are counterproductive to problem solving. I'm hoping that's the reason I'm feeling so calm and able to cut right to moving on and fixing things.
There's also a big part of me that's feeling very tired of these issues and so there's a fair chance that I'm partially to mostly apathetic.
I'm not apathetic to everything, obviously, but being able to let go is nice.
My parents are extremely supportive and I don't deserve them. When I had my car towed to my mechanic and got the news that I would need a new engine and that everything would cost over $5000, I took that in stride and asked him not to do anything until he heard from me next. I then called my dad because he's always been my default for car stuff and I appreciate that deeply. He asked me to text him the car and mechanic details so that he could call and talk to him, and then get a second opinion from his mechanic.
The verdict seems to be that having to get a new engine is unavoidable and putting money into that would not be as cost effective as purchasing a different vehicle entirely.
That's disappointing, but again, surprisingly, my feelings aren't terribly hurt by it. I'm not sure what I will be able to do, but I'm not anxious at all. Not being anxious is such a fantastic feeling. It's so lovely. I've been thanking God for this calm.
Today is my day off, as I have to work this weekend, and it's been rainy, but I've been in good spirits. At about 45 degrees it's about five times warmer than it has been the past few days, so I have a window open where the rain doesn't come in. Windows open on a rainy day is one of those things that makes me happy.
Despite not having much money, despite being heavier than I'd like, despite a plethora of other things I'd like to improve, I feel good today.
So that's pretty cool.